Away
21Tampa Bay Buccaneers
- Record
- 1-5
- FTT rating
- -0.5
- Listed QB
- Daniels
NFL Week 7 · Sunday, Oct 25 · 1:00 PM ET
Buccaneers vs. Panthers prediction.
Carolina Panthers is the FTT straight-up pick at 62% model probability. The projected score is TB 21, CAR 25.
Market snapshot: Oct 20, 2026, 7:55 PM EDT. Pregame numbers freeze at kickoff and do not move after the result.
Home
25Carolina Panthers
- Record
- 3-2
- FTT rating
- +2.0
- Listed QB
- Young
Model vs. market
The pick, spread and total in one view.
| Market | Listed number | FTT number | FTT lean | Difference |
|---|---|---|---|---|
| Winner | CAR 62% market | CAR 62% model | Carolina Panthers -185 | 0.6 points |
| Spread | CAR -3.5 | CAR -4 | Pass | 0.5 points |
| Total | O/U 44.5 | 46.2 | Over 44.5 | 1.7 points |
Why the model landed here
Strength, scoring, site and rest.
Tampa Bay Buccaneers entered Week 7 at 1-5 with a -3.2 point differential per game. Carolina Panthers entered at 3-2 and +4.6 per game.
Carolina Panthers receives the model's 1.5-point home-field adjustment. The rest difference is even.
The scoring projection regresses both teams' current points scored and allowed toward their prior-season baselines. The opponent-adjusted rating caps individual game margins at 28 points so one blowout cannot dominate the board.
On the 2025 Weeks 5-18 walk-forward, these rules finished 125–83 straight up, 81–82 ATS and 81–80 on totals. The ATS and totals results were effectively coin flips.
Who will win Buccaneers vs. Panthers?
The FTT model picks Carolina Panthers. Its projected score is TB 21, CAR 25.
What is the Buccaneers vs. Panthers spread pick?
The model difference is under one point, so FTT passes at -3.5.
What is the Buccaneers vs. Panthers over/under pick?
The model leans over 44.5, with a 1.7-point difference.
When were these odds captured?
The market snapshot was captured Oct 20, 2026, 7:55 PM EDT. Odds can move, and FTT does not present the snapshot as a live sportsbook quote.